Flood Re Ltd

Flood Re is a joint initiative between the Government and the insurance industry that exists to promote the affordability and availability of flood insurance for homes across the UK. Our operation promotes a competitive insurance market that customers can take advantage of. Flood Re does not set consumer price - this remains a decision for insurers to make. Insurers place the flood risk element of domestic property insurance with us at a premium linked to property Council Tax bands. Flood Re sits in the background, with the purchase of the policy and the process of making a claim being unchanged.